You won’t get rich unless you make a plan to build your wealth.

The money you have when you get older won’t have anything to do with the government or the world around you. You create your own fortune (or not!) based totally on what you believe about money and how you handle it.

Most people spend every dime they get from working. They think it takes everything just to live. But if you re-arrange your belief and decide that you don’t have to spend all of your income, and then allow yourself to live on a little less – you can be rich by the time you are 40 or 50.

There’s nothing wrong with getting rich, as long as you do it with integrity. Have you heard the saying that “Money is the root of all evil?” Well it ain’t true.

Greed is evil and bad. But ambition is good when that ambition is directed toward getting something at the service of others.

Think about that for a moment: Greed means getting things at the expense of others. Healthy ambition means getting things in the service of others.

There is a big difference between the two.

Jim Rohn says that financial independence is “the ability to live solely from the income of your own personal resources.” You provide something that other people want or need and they pay you for it. Everybody wins.

I call it freedom. It doesn’t only apply to money. Providing a service or product to others gives you freedom in your life. And I define freedom as: having the resources to live where I want, go where I want whenever I want to go, and do what I want as long as it does not cause harm to another person.

Saving is one way to gain freedom in life. It gives you more than one way to enjoy that freedom.

So let’s get into this saving thing, shall we?

Let this bounce around in your brain for a while: It don’t matter what you get – it only matters what you do with what you get.

You see what you do with what you have tells the whole world everything about you. It shows your philosophy of life. It shows your character and your attitude. It even shows everybody around you just how smart you are.

And it decides how rich you’ll be when you reach 40 or 50.

Jim Rohn is a well-known business philosopher. He says there are three ways to save that will make you wealthy.

It doesn’t matter when you start but remember that the later you start the later in life you'll get rich. It's totally up to you. And the earlier you get into the habit of saving the easier saving is for the rest of your life.

Read part two of this series: Saving Money To Get Rich Part Two…